We Make the Process of Financing a Vehicle Easy!

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Why Choose

Our customers choose because we are Canada’s most trusted specialty finance company. We not only make it possible to shop for the perfect vehicle from the comfort of your own home or office, but are also highly experienced to handle any type of credit profile or unique credit situation.

What Kind Of Information Do You Need?

We only ask for basic personal information required by our lender partners in order for us to secure an approval for you. By knowing your location and a bit about your financial circumstance we are able to determine which partner will have the highest chance of providing you an approval.

How Much Will It Cost Me?

Our services are completely free! We work hard to provide you with the best finance program available to you based on your credit situation. You do not need to commit to anything until you have had the opportunity to touch, feel and drive the car you have chosen and are completely satisfied.

What Do I Need To Get A Car Loan?

Valid Ontario Driver’s License
Proof of Income (Most Recent Pay Stub) OR Last 3 Months of Bank Statements if Self-Employed
Insurance Info (Broker’s Name & Phone Number)
VOID Cheque or Pre-Authorized Debit Form

What Will My Interest Rate Be?

Interest rates are determined by several factors: Credit History, Employment History, Age of the vehicle, Down Payment. Our finance representatives are driven to obtain the best finance program for you at the lowest rate.

Do You Accept Trade-ins?

Yes of course! We will gladly work your trade-in into your loan, even if you still owe money on it.

What Are Your Terms & Conditions?

You can find our terms and conditions here.

Can This Help Build My Credit?

All of our lender partners are reputable financial institutions which report to the credit bureau. A well paid auto loan that is being reported to the credit bureau is one of the best tools to help you build or rebuild your credit with.

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What Are The Minimum Requirements?

You must be at least 18 years old with a valid Ontario driver’s license or a co-signer with one. Must have a gross monthly income of $2000 per month (Minimum).

Do I Need A Down Payment?

We have many $0 down options to suit your financial needs, and we do not require a down payment to get you qualified. However, a down payment will decrease the amount you borrow and can also shorten the loan’s term or lower the payments.

I’m In (Or Have Been In) Bankruptcy. Can You Help Me?

Yes, our team of trained finance representatives specialize in obtaining the best finance program for clients with past or present bankruptcies. We are able to match you with specialized lender partners that have dedicated programs to assist.

Am I Obligated To Purchase A Vehicle If I Apply?

No. We will be glad to guide you through our simple and fast process to see what vehicle and finance program you are qualified for. We will present you with your desired vehicle options so you can make an informed decision upon whether you would like to proceed or not.

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What Type Of Vehicles Do You Have To Offer?

We have access to any type of vehicles; once we understand your needs and budget along with what you are qualified for we can find any Car, SUV, Van or Pick-up Truck for you.

Do I Get To Select The Car I Want?

Yes. After we have secured your approval and it has been determined what you are qualified for, you can choose the perfect vehicle that fits your needs and budget.

Where Can I View Your Inventory?

As we have one of Canada’s largest inventories to choose from, once we have secured your approval and it has been determined what you are qualified for, we will direct you to the appropriate site where you can view the inventory.

What Are The Interest Rates?

Typically, the interest rate will be determined by a number of factors, including the amount financed, the term of the loan, the approval that you have qualified for, as well as the age of the vehicle.

Still have more questions?

Our services are 100% free and secure and we are here to make getting approved for an auto loan as easy as possible. If you can’t find the answer to your question above feel free to give us a call at 1 (866) 70-LOANS to speak with one of our friendly finance representatives directly.

Apply Now

Now, The Fun Part!

Click The Vehicle You Want


Good News!

You're Pre-Approved!

Your application has been received by a Credit Specialist.
Someone will contact you shortly to verify your Pre-Approval.